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The Competence Divide

Why some companies thrive under transparency while others collapse A new fault line is forming in business, not between profitable and unprofitable companies, or between innovators and laggards, but between organizations that understand their own operations and organizations that don’t. Insurance withdrawn. Supplier delistings. Bank account closures. Regulatory data requests that can’t be answered. These […]

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When Payment Systems Become Politically Sensitive

The debanking crisis and the new rules of operational dignity When financial infrastructure becomes politically sensitive infrastructure, operational clarity stops being optional and starts being existential. The debanking controversy—banks quietly cutting off accounts for legal businesses deemed politically or reputationally risky—isn’t just a financial access issue. It’s a stress test of the exposure economy playing

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The CSRD Rollback: Europe Abandons Its Advantage

Why weakening transparency standards signals competitive failure, not reform The rollback of the Corporate Sustainability Reporting Directive (CSRD) is often framed as a necessary correction, as a way to reduce administrative burden, protect innovation, and give European companies breathing room. That explanation is convenient. It’s also incomplete. What’s really happening is simpler and more troubling:

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